Consulting Services
Discover how we can help – explore our consulting services below
Data Science
We leverage real value from your data assets and use our assets to provide an understanding of your credit risks, build a data strategy, and learn how to share data with other lenders and credit reference agencies for mutual benefit.
With our combined data assets and data science skills, we build affordability and credit risk models for deployment on your systems.
Design & Build
We bring together all our services and technology to create complete solutions for our customers, from lending platforms to credit risk solutions. We can bring in our extensive data sources to optimise the solutions.
We work with a number of partners such as AWS, IBM, and Salesforce to implement sector leading business systems.
Business Advisory
The provision of open banking and credit referencing is a regulated service. We have in depth skills and knowledge of the consumer credit act as well as the payment service regulations.
All our solutions and services comply to regulations and we provide advice and guidance on how to build compliant consumer journeys.
Explore Our Solutions
Affordability
Our DataFlex service categorises transaction data into actionable insights, such as affordability assessments and I&E profiles.
Using machine learning we have categorised millions of payment transactions and built a large generative AI model to provide real time insights into a consumer’s behaviour.
Credit Checking
Our Affordwise credit scoring solution is unique as it is entirely focused on subprime. Affordwise calculates scores based on the consumers actual and more recent financial activity.
This means the consumer gets a fair chance to obtain credit and an improved assessment to repay a debt.
Income Maximisation
Our DataFlex solution can identify in seconds how your consumer can increase their income by conducting an automated analysis of benefits paid.
We can scan a consumer’s bank transactions and recommend to you the benefits that could be claimed based on the consumer’s income and expenditure profiles.
Loan Origination
By automating key steps and providing real-time analytics, we help lenders make faster, more informed decisions while offering borrowers a smoother, more transparent experience.
Our Slick platform enhances efficiency, ensures compliance, and reduces risk. From application to funding, we empower lenders to deliver quick, accurate, and reliable service.
Vulnerability
By leveraging data analytics, artificial intelligence, and advanced financial modelling, we identify risks and provide actionable insights to help individuals and organizations make informed decisions.
Our innovative tools enable a deeper understanding of financial challenges, empowering our clients to build stronger financial resilience.
AI and ML
Our affordability and credit scoring services use machine learning and generative artificial intelligence to get better decisions quicker.
Our scoring outcomes are explainable to you, the consumer, and the regulator to meet consumer duty obligations.
We are here to help
We are always pleased to talk to existing and new customers.