The regulated financial technology provider of choice
We build solutions that support lenders, banks, and their customers throughout every stage of the financial journey.
The regulated financial technology provider of choice
We build solutions that support lenders, banks, and their customers throughout every stage of the financial journey.
Loan Management
Regulated APIs
Family Connect
Consulting
Affordability
Our DataFlex service categorises transaction data into actionable insights, such as affordability assessments and I&E profiles.
Using machine learning we have categorised millions of payment transactions and built a large generative AI model to provide real time insights into a consumer’s behaviour.
Credit Checking
Our Affordwise credit scoring solution is unique as it is entirely focused on subprime. Affordwise calculates scores based on the consumers actual and more recent financial activity.
This means the consumer gets a fair chance to obtain credit and an improved assessment to repay a debt.
AI and ML
Our affordability and credit scoring services use machine learning and generative artificial intelligence to get better decisions quicker.
Our scoring outcomes are explainable to you, the consumer, and the regulator to meet consumer duty obligations.
Income Maximisation
Our DataFlex solution can identify in seconds how your consumer can increase their income by conducting an automated analysis of benefits paid.
We can scan a consumer’s bank transactions and recommend to you the benefits that could be claimed based on the consumer’s income and expenditure profiles.
Automated Credit Decisions
Our affordability and credit scoring services use machine learning and generative artificial intelligence to get better decisions quicker.
Our scoring outcomes are explainable to you, the consumer, and the regulator to meet consumer duty obligations.
Loan Origination
Our Slick loan origination software is a digital tool that helps lenders manage the process of approving and disbursing loans. It streamlines tasks like application processing, credit checks, and document management, making it easier for both lenders and borrowers. This software enhances efficiency, reduces paperwork, and speeds up loan approvals.
Who we are
With our unique combination of data, advanced analytics, technology and regulated permissions, we are the financial technology partner that really understands your business, and your consumers. We create value and new opportunities for consumers and businesses by providing reliable information and solutions, allowing more powerful decisions and accelerating financial inclusion. We deliver specialist advisory services for lenders and debt management firms looking to implement and expand their platforms.

Focus
We specialise in subprime, responsible finance, consumer lending, and debt management across the UK market today.
Innovation
We detect credit risk and signs of vulnerability using open banking, smart tech, and the latest financial data.
Speed
We support your market launch with real-time access to credit data, scoring tools, and smart integrations.
Build
We create data platforms and use unique APIs to deliver insights and connect directly with core operations.
Regulated
We are FCA-authorised to provide account information, payment solutions, and expert credit risk assessment.